At a time when access to finance remains one of the most persistent constraints facing small and growing businesses in Nigeria, the question of what makes a business creditworthy deserves a closer look. For many businesses, particularly those without substantial fixed assets, the answer may not be found entirely in the value of what they […]

If your business imports goods, whether raw materials, finished products, machinery, or consumables, you already know that the money usually has to leave before the goods arrive. That gap, between paying your overseas supplier and receiving your shipment, is where most import businesses run into trouble. Cash gets tied up, operations slow down, and growth […]

Nigeria has created a new class of wealthy individuals over the past decade. Some built their wealth through traditional sectors like oil and real estate. Others came up through finance, tech, and cross-border trade. Now, a second layer is emerging, people inheriting or stepping into wealth much earlier than expected.  But here’s the uncomfortable truth: […]

If you’re running a business in Nigeria today, you’re already dealing with enough: rising costs, an unpredictable naira, and the constant pressure to grow without overextending yourself. In that kind of environment, the bank you choose is not just a place to keep money. It can either slow you down or quietly make things easier. […]

Nigeria’s trade landscape is evolving, but not in a straight line. On one hand, export activity is improving; recent data shows a $10.83 billion trade surplus driven by stronger export performance. On the other hand, businesses still deal with foreign exchange pressure, documentation bottlenecks, and uneven access to funding. This tension is exactly why trade […]