Treasury Bills in Nigeria: How They Work and Who They Are Best For

Treasury Bill investment in Nigeria has quietly become one of the smartest “first moves” for young people tired of watching their money sit idle in regular savings accounts. If you’ve ever wondered how to grow your cash without diving into complicated or high-risk instruments, Treasury Bills offer a simple, government‑backed way to start. Think of […]

Applications Now Open for the Female Founders Growth Programme 2.0

FSDH Merchant Bank, in partnership with Africa Guarantee Fund, and WEAV Capital, is pleased to announce the launch of the second edition of the Female Founders Growth Programme, a structured investment readiness programme designed to support ambitious Nigerian women building and leading tech and tech-enabled businesses.  As women-led businesses continue to drive innovation and economic growth across sectors, access to capital remains one of the […]

Merchant Banking vs Commercial Banking: What Businesses Should Know

In Nigeria’s dynamic business environment, many entrepreneurs open a business account with a commercial bank and stop there. For a while, it works. But after salaries are paid, suppliers are settled, POS and transfers function, standard loans keep cash flowing, and the business matures, the questions now change from “Can we meet this month’s obligations?” […]

Debt vs. Equity Financing: Which Is Right for Your Business?

Every growing business reaches a point where it needs capital. To expand operations, acquire assets, enter new markets, or simply manage cash flow. The critical question is: how should that capital be raised? Two of the most fundamental options available are debt financing and equity financing and choosing between them can define the trajectory of your business for years […]